Terms of Use We may also receive compensation if you click on certain links posted on our site. At least 18 years of age California was surprisingly one of the last to regulate interest rates on these loans. We may also receive compensation if you click on certain links posted on our site. In general, the personal loan amount ranges from $1,000 to $10,500, but the specific amount you receive depends on your state's limits.. About NetCredit: NetCredit is an online financial service company offering simple and transparent personal loans. Whether the interest rate etc. Not initially. . There are no fees to apply, but NetCredit typically charges a late fee of $15 if you're more than 10 days late on a repayment. Pleasure to do business with. But youll need to live in one of the states it operates in to qualify. Take your time and compare your other options with our table. Not sure about NetCredit? But its rates are high enough to fall into a legal gray area for many states most cap personal loan rates at 36%. by a member of the NetCredit family of companies or a lending partner bank. Please write to us at (function(){var ml="o%ya4m0rbhncwil.",mi="87=3:1465393:2>3